Closing date: Wednesday 10 June 2026

We’ve never been ‘just a bank’. Just like you should never be ‘just an employee’. We’re united in our belief that in banking, better can be bigger, and together we’re making it happen.

It starts here. With Bendigo Bank… and you.

Come and be part of a landmark transformation of our Financial Crime Risk (FCR) function. As we build a best-in-class financial crime second line of accountability, this is a unique opportunity to provide critical oversight, strategic direction, and effective challenge, to detect, deter and disrupt all types of financial crime and help protect our bank, our customers, and our communities. We are currently recruiting multiple driven and experienced leaders to join this enhanced function.

As a leader in our Financial Crime Risk team, you’ll make an impact by:

·         Developing and implementing the strategic direction for financial crime risk management.

·         Providing expert advice and effective challenge to the first line of accountability to uplift our overall financial crime risk management maturity.

·         Leading, mentoring, and inspiring a team of dedicated risk professionals.

·         Driving a culture of continuous improvement and proactive risk identification.

About the role

The Senior Manager Financial Crime Transaction Monitoring will report directly to the Head of Financial Crime Solutions.

You will be the central owner and architect of the bank's financial crime detection engines, practices, and framework. In this specialist leadership role, you will be focused on consolidating all transaction monitoring strategies and leading the end-to-end lifecycle of monitoring rules, from data-driven design to implementation and continuous tuning.

Your purpose is to ensure our systems are effectively and efficiently calibrated to detect suspicious activity related to money laundering, terrorist financing, fraud, and other illicit activities. You will act as the critical bridge between the bank's risk appetite and its operational reality, translating policy into tangible, automated controls to protect the bank from regulatory failure.

Key accountabilities include:

• TM Strategy & Consolidation: Design and maintain a single, enterprise-wide transaction monitoring strategy that provides appropriate risk coverage.
• Rule Design and Development: Own the end-to-end design, development, documentation, and testing of all new automated and manual transaction monitoring rules and scenarios.
• Rule Implementation and Tuning: Lead the successful implementation of new rules and the ongoing tuning and optimisation of the existing rule set to enhance detection quality and reduce false positives.
• TM Model Governance & Validation: Ensure the TM rule set and underlying models are subject to rigorous governance and validation processes.
• Risk-Based Coverage: Ensure the transaction monitoring rule set provides adequate coverage for key risks identified in the bank's Enterprise-Wide Risk Assessment (EWRA).
• Stakeholder Partnership: Build and maintain strong partnerships with Operations and Technology teams to ensure a continuous feedback loop and manage the health of the TM platform.
  
  

What you’ll bring to the role

Essential

• Deep knowledge of financial crime typologies (AML, CTF, Fraud) and how these behaviours manifest in transactional data.
• Strong understanding of data structures and hands-on proficiency with SQL for complex data analysis.
• Expert knowledge of transaction monitoring systems (specifically NetReveal).
• A structured and methodical approach to diagnosing issues, testing hypotheses, and developing effective solutions.
• Excellent documentation skills to create a clear and auditable trail for regulators.
  
  

Highly desirable

• A tertiary qualification in a relevant field.
• Financial Crime industry qualifications such as ACAMs or AFCS.

This is a permanent full-time position located in Melbourne, Bendigo, Adelaide, Sydney or Brisbane. 

We offer flexible work options that put our people first, working in a hybrid model with a minimum local Head Office attendance requirement determined by your Leader, to find a rhythm that works best for you and your team. We believe that coming into the office some of the time is the best way to learn, stay connected and collaborate effectively, especially for key activities like team days, 1:1s, and town halls.

So, why work for us?

Want big impact that matters? Here, you’ll know your work directly benefits the customers and communities we all serve.

You’ll also get access to a great range of benefits, including:

• Flexibility means different things for different people. Whether it’s hybrid work, flexible hours, a compressed work week, job-sharing or something different, our flexible work options are designed to put people first
• Health and wellbeing support, including discounted gym memberships, private health insurance options, and our Employee Assistance Program (EAP) for you and your immediate family members
• Opportunities to take your learning to the next level through our corporate university ‘BEN U’ or at an external provider of your choice

We believe a diverse workforce supported by an inclusive culture is central to our success and we actively encourage applications from those who bring diversity of thought to our business. We support candidate requests for adjustment to accommodate an illness, injury, or disability to equitably participate in the selection process.

Still in two minds?

Research suggests 60% of women and underrepresented groups might stop here, even after getting as far as drafting an application. We believe that diversity makes every team stronger, so even if you don’t tick every box we still want to see your application!

We’re making better, bigger. And we’ll get there with you.

Now’s the time to set your sights even higher – on the future you and the future career you deserve.